ACQUIRED 2008
215 Stonehedge Drive
Carlisle, Pennsylvania
Personally owned • Long-term rental
Personal ownership. Practical experience.
Investor Experience by the Numbers
12Properties personally owned
3Profitable homes flipped
~50Investment units helped clients acquire
Nearly a dozenInvestor clients helped build portfolios
20+Years of local real estate experience
Experience and portfolio figures provided by David and Carin Becker, September 2026. Past results do not guarantee future performance.
Investors advising investors
We Don’t Just Sell Investment Properties. We Own Them.
David and Carin Becker have built their own Central Pennsylvania rental portfolio and helped other investors build theirs. Our first rental purchase was in 2008. Today, we personally own 12 investment properties.
That experience changes the conversation. We look beyond the listing photos to realistic rent, recurring expenses, property condition, financing, cash flow, and what happens when it is time to sell.
Talk With David or CarinExplore Our PortfolioYour First Rental—or Your Next Portfolio Addition
We have helped clients acquire approximately 50 investment units and helped nearly a dozen investor clients build portfolios. We have also completed three profitable home flips.
Whether you are learning where to start or comparing several acquisitions, we help you ask better questions, test your assumptions, and make a decision that fits your goals.
Our portfolio • 2008–2025
We Put Our Own Money Into Real Estate.
We practice what we preach. These are the 12 properties in David and Carin’s personal investment portfolio: single-family homes and townhomes held as long-term rentals in Central Pennsylvania.
Some were purchased with cash, others with 25% down, and two with as little as 5% down. Those were specific financing situations—not a promise that the same terms are available for another property or borrower. A lender should confirm current eligibility and occupancy requirements.
Follow our rental portfolio from our first purchase in 2008. Scroll sideways to explore each acquisition.
ACQUIRED 2010
447 Graystone Court
Palmyra, Pennsylvania
Personally owned • Long-term rental
ACQUIRED 2017
1962 Wexford Road
Palmyra, Pennsylvania
Personally owned • Long-term rental
ACQUIRED 2018
343 Jonathan Court
Hummelstown, Pennsylvania
Personally owned • Long-term rental
ACQUIRED 2018
1925 Wexford Road
Palmyra, Pennsylvania
Personally owned • Long-term rental
ACQUIRED 2020
1876 Wexford Road
Palmyra, Pennsylvania
Personally owned • Long-term rental
ACQUIRED 2020
1665 Macintosh Way
Hummelstown, Pennsylvania
Personally owned • Long-term rental
ACQUIRED 2021
1540 Macintosh Way
Hummelstown, Pennsylvania
Personally owned • Long-term rental
ACQUIRED 2021
602 Cambridge Court
Palmyra, Pennsylvania
Personally owned • Long-term rental
ACQUIRED 2024
327 Jonathan Court
Hummelstown, Pennsylvania
Personally owned • Long-term rental
ACQUIRED 2024
6612 Springford Terrace
Harrisburg, Pennsylvania
Personally owned • Long-term rental
ACQUIRED 2025
1866 Wexford Road
Palmyra, Pennsylvania
Personally owned • Long-term rental
Acquisition years supplied by the owners. Photos show the properties at the time photographed; these are portfolio examples, not active homes for sale. Photo attribution remains visible as supplied.
A perspective from David Becker
Investing in Central Pennsylvania Real Estate
Read video transcript
Transcript from YouTube’s automatic captions, with punctuation added for readability.
I'm not here to claim that buying rental properties is for everyone. Some people just have no desire. They don't want the headaches of phone calls from tenants or repairs, and that's just fine. But if you have thought about buying rental properties, I might be a great resource for you.
Back in 2010, we acquired our first rental, kind of an accident at that moment. The 2010 purchase was our primary residence for about five years, and then we kept it when we built our new home, and we've since purchased 11 more rentals. So we have a portfolio of 12. And for us, it's a key component of our retirement.
As real estate agents, without any full-time job, we're not W-2 employees. We don't have access to a pension or 401(k). So for us, we're taking every extra penny that we get on a monthly basis from our rents and applying them towards the mortgage balances for our rental properties so that they'll get paid off faster than they would have been paid off originally, and they'll be a great source of income for us in retirement.
We can keep that source of income, manage the properties. We can have a property manager manage them for us, or we could sell some or all the rentals and fund our retirement in a different fashion.
So we know the ins and outs of what it's like to be property owners. We know how to finance them. We know how to identify and place tenants. We know how to handle repairs. And we know how to look for a good return on investment.
If you look at our website [investor-page address], you'll see some great tools for that. You'll see our rental portfolio journey, and you'll also see calculators that will show you your return on investment and how your equity through rental properties can grow over time.
If you have more questions on this or you want to chat or have coffee and talk about rentals, I'd be more than happy to. [Phone number unclear in automatic captions.] Thanks, and talk to you soon.
Visit teambeckerrealtors.com/investors or call Team Becker at 717-500-6464.
A disciplined acquisition process
What We Look For Before You Buy.
The Deal
Purchase price versus comparable value, realistic rental income, financing terms, and cash required to close and stabilize the property. We examine cap rate and cash-on-cash return without treating one metric as the whole story.
The Property
Roof, HVAC, mechanical systems, deferred maintenance, renovation priorities, and the difference between a cosmetic project and an expensive surprise. Inspections and specialist estimates matter.
The Ownership Plan
Taxes, insurance, HOA restrictions, vacancy, maintenance, management, reserves, rental demand, and your exit strategy. We consider both ongoing operations and future resale.
Sometimes the best advice we give an investor is: “Don’t buy this one.”
Our job is to help you make a sound decision—not persuade you that every listing is an investment opportunity.
Practical ownership insight
Buying the Property Is Only the Beginning.
David Becker is a partner in Streamlined Property Management, based in Harrisburg. Along with our own rental ownership, that connection brings an operations-minded perspective to the acquisition process.
We discuss what tenants look for, realistic rent, recurring repairs, management expenses, and how a property may fit your intended rental strategy. You should understand the day-to-day ownership picture before you commit.
Property management is a separate service. Fees, availability, scope, and any business relationship should be discussed before engaging a management company; using Team Becker does not require using a particular manager.
Discuss Your Ownership PlanExplore the numbers
Investor Calculators
Start with your assumptions, then talk with David or Carin about a real property. Choose a tool below to open an interactive calculator on this page.
Does This Property Cash Flow?
Estimate monthly and annual cash flow, financing costs, cap rate, cash-on-cash return, and break-even rent. Get a clear “Yes!” or “Not yet” based on your inputs.
What Could One Rental Look Like Over Time?
Explore how assumed appreciation, rent changes, operating costs, and loan paydown affect modeled value, equity, and cash flow over 1, 5, 10, and 20 years.
Educational estimates only—not forecasts, lending quotes, or guarantees of investment performance. Each calculator explains its assumptions and exclusions.
Local context, property-specific analysis
Where We Help Investors in Central Pennsylvania.
We start with your budget and strategy, not a blanket claim that one town is “the best” market. These communities require different price, rent, condition, and operating assumptions.
Harrisburg
Compare single-family and multifamily opportunities, municipal requirements, taxes, utilities, and management logistics.
Palmyra
Our own portfolio includes multiple Palmyra rentals. Evaluate townhome associations, rental rules, dues, maintenance responsibilities, and comparable rents.
Hershey
Assess the specific property’s acquisition cost, realistic rent, employer access, local rental regulations, and long-term resale options.
Hummelstown
We own multiple rentals here. Compare price and rent property by property, with particular attention to HOA costs and restrictions where applicable.
Lebanon
Compare income, taxes, building condition, and municipal rental requirements. Confirm the legal unit count before underwriting a multifamily purchase.
Annville
Evaluate property-specific rental demand, condition, local regulations, and financing. Proximity to amenities is only one part of an investment decision.
Explore Palmyra • Explore Hershey • Read Local Market Insights • Browse Buying FAQs
Potential wealth builders—not promises
Real Estate Can Build Wealth in More Than One Way.
01 • Cash Flow
Income remaining after expenses, reserves, and debt service can support your goals. Poorly priced acquisitions, repairs, or vacancies can also produce negative cash flow.
02 • Appreciation
A property may gain value over time. Values can decline, and future appreciation should not be used to explain away an unaffordable ownership plan.
03 • Loan Paydown
Principal payments on an amortizing loan reduce the balance and may build equity. Leverage also adds payment obligations and risk.
04 • Potential Tax Benefits
Eligible rental expenses and depreciation may reduce taxable rental income, subject to applicable rules and limitations. Improvements, land, personal use, and eventual sale require separate tax treatment.
The Federal Reserve’s Survey of Consumer Finances tracks real estate among household assets. Ownership alone does not establish that a particular investment will be profitable. See the IRS’s rental income and expenses guidance and Publication 527. Team Becker does not provide tax, legal, or individualized financial planning advice. Consult your CPA, attorney, lender, and other qualified advisers.
Give your search a clear direction
Build Your Investment Buy Box.
Tell us what you want to accomplish. This planner prepares a summary you can copy into your message to David or Carin. Select “Send Your Buy Box to Team Becker” to open the Contact Us window, then paste the summary into its Message field. Nothing is submitted until you choose to send it.
Send Your Buy Box to Team BeckerCopy your summary into the Message field in the Contact Us window. Please do not include account numbers, identification documents, or other sensitive financial information.
Your first—or next—investment
Let’s Talk About Your Next Opportunity.
Work directly with David or Carin Becker to define your buy box, evaluate the numbers, and navigate the acquisition. Already an investor? Let’s talk about your next portfolio addition.
Start an Investor ConversationCall 717-500-6464